The Importance of Paying Off Your Home Mortgage
If you’re like most people who “own” a home, you don’t actually own it yet, technically speaking. You’re making monthly mortgage payments, which means that the lender who you went through to get your original mortgage loan still owns part of it. If your goal is to eventually own your home outright, paying off your home mortgage is key, and doing so can provide you with a number of tangible and highly rewarding benefits, financial…
How a Credit Monitoring Service Can Help You
Credit monitoring services can help you remain current with the changes occurring on your consumer credit report, which is generated by the three major credit bureaus of Experian, Equifax and TransUnion. Many credit monitoring services alert you when your credit score increases, decreases or reaches a personal goal level, which you can manage and change as your personal goals change. Receiving alerts about key changes – these could include new lines of credit, new bank…
Is Debt Settlement Right for You?
If high interest charges and old debt are piling up at your front doorstep and you cannot budget a way to financial freedom, consider debt settlement as an answer to your problems. Debt settlement, which is also known as credit settlement or debt negotiation, is a legal process in which a debtor – often, but not always, with the help of a credit counselor – can reach a legal agreement with a creditor to settle their debt…
