The Benefits of Having a Good Credit Score
Your credit score may simply seem like numbers on a page, but those digits can impact your life and finances in very big ways. A poor credit score will make it difficult for you to earn the trust of lenders, insurance companies and prospective employers, among others, whereas a positive score will have the opposite effect. Here are just a few of the many benefits of maintaining an attractive score: Easy Access to Credit Cards…
How to Choose a Credit Counselor
With the help of a qualified, well-trained credit counselor, you can gain the financial freedom for which you’ve been searching. The road to that point is not easy – oftentimes, you must complete hours of counseling sessions and curb your spending to fit your budget – but once you are in the clear financially, you will be happy you put in the hard work. What Is a Credit Counselor? A credit counseling organization – which…
How to Choose a Credit Card
If you’re thinking about getting a new credit card, you probably already realize there are literally hundreds of options available to you. And while many of these options may come from a bank or credit union where you have an account, you probably still have dozens of options for cards offered by other sources. So how do you choose a credit card? The answer depends on why you want or need the card. There are…
