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You’ve Found A Friend How It Works
Requesting a personal loan through CashUSA.com involves just two simple steps on your part. First, take just a few minutes to fill out the request form on our site to request from $500 to $10,000. We then pass your information to our large network of lenders and to other third-party networks of lenders that we work with so that lenders can review your information and choose whether to offer you a loan. If a lender offers you a loan, you will be able to review the loan terms and, if you find them agreeable, you can e-sign the lender’s contract. If you’re approved, funds may be deposited into your account in as little as one business day. It’s just that easy!
If we can’t find a loan offer for you, we may pass some limited information about you to marketing partners so you can receive offers for credit repair, debt relief or similar services.
Qualification Criteria
To submit a loan request form on our site, you don’t need to meet a laundry list of criteria. To qualify to submit our form, you must be able to fill in all of the information we ask for, agree to our terms and consents, and meet the short list of criteria below:
- Be employed for at least 90 days with a monthly net income of $1,000 or more.
- Be at least 18 years of age.
- Have U.S. citizenship or permanent U.S. residency.
- Be listed as the primary account holder of a valid checking account.
- Have both work and home contact phone numbers.
- Have a working email address.
Lenders See Your Information Fast
We understand that you may be requesting a personal loan because you need cash fast. While banking institutions can take weeks to review your information, lenders in our network and in other third-party lender networks we use see your loan request information immediately and choose whether to offer you a loan in real time. Once you provide all the requested information, your information is immediately shown to these lenders so they can choose whether to offer you a loan. If a lender chooses to offer you a loan, we will redirect you to them and they may also call, text or email you to receive their offer. Once their approval process is complete, funds may be available as soon as the next business day.
Secure Transactions
At CashUSA.com, we understand the absolute necessity of maintaining secure transactions over the Internet. That’s why we use industry-standard encryption to protect your sensitive information.
Easy Repayment
For your convenience, your loan repayment can be automatically withdrawn from your checking account on the due date. You will not need to travel to a local personal loan store or worry about mailing in a check on time to avoid late fees. Just make sure you have enough funds in your account to cover your loan repayment — including interest and fees — on the date it’s due, and your lender will deduct the appropriate amount for you.
